Hemlo's BRF analysis
Bostadsrättsföreningen Life
Org. no. 769638-8979 · Lund
Summary
Bostadsrättsföreningen Life receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 14,368 kr per square metre and the annual fee is 925 kr per square metre per year. Higher debt per m² than 93% of associations in Lund. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Mycket hög belåning per kvm, Extrem räntekänslighet vid refinansiering, Stor lånekoncentration med kort förfallotid.
Compared with neighbouring associations
- Higher debt per m² than 93% of associations in Lund
- Higher fee per m² than 69% of associations in Lund
- Smaller maintenance fund than 85% of associations in Lund
- Higher equity ratio than 77% of associations in Lund
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Lund
- Built
- 2023
- Apartments
- 42
- Total area
- 2 133 m²
Identified risks
- Very high loan-to-value per sqmCritical
- Extreme interest-rate sensitivity at refinancingCritical
- High loan concentration with a short maturity periodHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre14,368 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre925 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Life a financially healthy housing cooperative?
- Bostadsrättsföreningen Life receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Life?
- The debt is 14,368 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 93% of associations in Lund.
- How high is the fee in Bostadsrättsföreningen Life?
- The annual fee is 925 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Life has a health score of 5 out of 10.