Hemlo's BRF analysis
Brf S:t Thomas
Org. no. 745000-0927 · Lund
Top 36% in Lund
Summary
Brf S:t Thomas receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,265 kr per square metre and the annual fee is 532 kr per square metre per year. Lower fee per m² than 97% of associations in Lund. The analysis highlights, among other things: Stora stambytesrisken i mycket gammal fastighet, Refinansieringsrisk när hela låneportföljen förfaller samtidigt, Lågt underhållskapital inför framtida stora åtgärder.
Compared with neighbouring associations
- Lower debt per m² than 94% of associations in Lund
- Lower fee per m² than 97% of associations in Lund
- Lower equity ratio than 67% of associations in Lund
Association facts
- Municipality
- Lund
- Built
- 1935
- Apartments
- 35
- Total area
- 2 800 m²
Identified risks
- The risk of major building replacement in a very old propertyCritical
- Refinancing risk when the entire loan portfolio matures at the same timeHigh
- Low maintenance capital ahead of major future measuresHigh
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre1,265 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre532 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf S:t Thomas a financially healthy housing cooperative?
- Brf S:t Thomas receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Brf S:t Thomas?
- The debt is 1,265 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 94% of associations in Lund.
- How high is the fee in Brf S:t Thomas?
- The annual fee is 532 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf S:t Thomas has a health score of 7 out of 10.