Hemlo's BRF analysis
Brf S:t Thomas
Org. no. 745000-0927 · Lund
Top 43% in Lund
Summary
Brf S:t Thomas receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 532 kr per square metre per year. Lower fee per m² than 97% of associations in Lund. The analysis highlights, among other things: Stora stambytesrisken i mycket gammal fastighet, Refinansieringsrisk när hela låneportföljen förfaller samtidigt, Lågt underhållskapital inför framtida stora åtgärder.
Compared with neighbouring associations
- Lower debt per m² than 85% of associations in Lund
- Lower fee per m² than 97% of associations in Lund
- Lower equity ratio than 69% of associations in Lund
Association facts
- Municipality
- Lund
- Built
- 1935
- Apartments
- 35
- Total area
- 2 800 m²
Identified risks
- The risk of major building replacement in a very old propertyCritical
- Refinancing risk when the entire loan portfolio matures at the same timeHigh
- Low maintenance capital ahead of major future measuresHigh
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre0 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre532 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf S:t Thomas a financially healthy housing cooperative?
- Brf S:t Thomas receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Brf S:t Thomas?
- The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 85% of associations in Lund.
- How high is the fee in Brf S:t Thomas?
- The annual fee is 532 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf S:t Thomas has a health score of 7 out of 10.