Hemlo's BRF analysis

Bostadsrättsföreningen Lummervägen

Org. no. 769641-5848 · Halmstad

Weaknesses presentBased on the 2025 annual report · Analysed 30 Sept 2026

Summary

Bostadsrättsföreningen Lummervägen receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 8,626 kr per square metre and the annual fee is 809 kr per square metre per year. Larger maintenance fund than 100% of associations in Halmstad. The analysis highlights, among other things: Hög räntekänslighet kan pressa avgifterna kraftigt, Stor refinansieringsrisk när flera lån förfaller 2026, Intäktsbasen är ovanligt beroende av andra intäkter än avgifter.

Compared with neighbouring associations

  • Higher debt per m² than 70% of associations in Halmstad
  • Larger maintenance fund than 100% of associations in Halmstad
  • Lower equity ratio than 70% of associations in Halmstad

Association facts

Municipality
Halmstad
Built
1997
Apartments
98
Total area
8 324 m²

Identified risks

  • High interest-rate sensitivity can put significant pressure on feesHigh
  • Significant refinancing risk when multiple loans mature in 2026High
  • The revenue base is unusually dependent on income other than fees/charges.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre8,626 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre809 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Lummervägen a financially healthy housing cooperative?
Bostadsrättsföreningen Lummervägen receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Lummervägen?
The debt is 8,626 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 70% of associations in Halmstad.
How high is the fee in Bostadsrättsföreningen Lummervägen?
The annual fee is 809 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade E mean?
Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Lummervägen has a health score of 4 out of 10.