Hemlo's BRF analysis
Bostadsrättsföreningen Markheden i Valbo
Org. no. 769628-6611 · Gävle
Top 20% in Gävle
Summary
Bostadsrättsföreningen Markheden i Valbo receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 8,361 kr per square metre and the annual fee is 822 kr per square metre per year. Higher equity ratio than 95% of associations in Gävle. The analysis highlights, among other things: Hög räntekänslighet kan driva upp avgiften snabbt, Låg underhållsfond ger svagt skydd mot framtida kostnader, Medelhög skuldsättning ökar känsligheten för framtida avgiftstryck.
Compared with neighbouring associations
- Higher debt per m² than 86% of associations in Gävle
- Smaller maintenance fund than 71% of associations in Gävle
- Higher equity ratio than 95% of associations in Gävle
Association facts
- Municipality
- Gävle
- Built
- 2015
- Apartments
- 40
- Total area
- 3 040 m²
Identified risks
- High interest-rate sensitivity can quickly drive up the association feeHigh
- Low maintenance fund provides weak protection against future costsHigh
- Medium-high indebtedness increases sensitivity to future fee pressureMedium
Details, assessments and suggested actions are part of the full analysis.
Full analysis
Create a free account to unlock every metric and the full assessment.
- Debt per square metre8,361 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre822 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Markheden i Valbo a financially healthy housing cooperative?
- Bostadsrättsföreningen Markheden i Valbo receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Markheden i Valbo?
- The debt is 8,361 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 86% of associations in Gävle.
- How high is the fee in Bostadsrättsföreningen Markheden i Valbo?
- The annual fee is 822 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Markheden i Valbo has a health score of 8 out of 10.