Hemlo's BRF analysis
BRF STUVERIET
Org. no. 769631-4751 · Gävle
Summary
BRF STUVERIET receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 14,031 kr per square metre and the annual fee is 1,221 kr per square metre per year. Higher fee per m² than 99% of associations in Gävle. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet vid ränteuppgång, Stora lån förfaller inom kort.
Compared with neighbouring associations
- Higher debt per m² than 96% of associations in Gävle
- Higher fee per m² than 99% of associations in Gävle
- Smaller maintenance fund than 68% of associations in Gävle
- Higher equity ratio than 83% of associations in Gävle
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Gävle
- Built
- 2019
- Apartments
- 101
- Total area
- 7 473 m²
Identified risks
- Very high debt per m²Critical
- Very high interest-rate sensitivity when interest rates riseCritical
- Large loans fall due soonHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre14,031 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre1,221 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is BRF STUVERIET a financially healthy housing cooperative?
- BRF STUVERIET receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in BRF STUVERIET?
- The debt is 14,031 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 96% of associations in Gävle.
- How high is the fee in BRF STUVERIET?
- The annual fee is 1,221 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF STUVERIET has a health score of 6 out of 10.