Hemlo's BRF analysis

Bostadsrättsföreningen Mölle Gårdar

Org. no. 769640-1400 · Halmstad

Stable associationBased on the 2025 annual report · Analysed 21 Aug 2026

Summary

Bostadsrättsföreningen Mölle Gårdar receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 9,429 kr per square metre and the annual fee is 877 kr per square metre per year. Higher equity ratio than 94% of associations in Halmstad. The annual fee has increased 127% over 1 years. The analysis highlights, among other things: Hög räntekänslighet kan driva upp avgifterna kraftigt, Stor del av lånen förfaller inom kort, Underhållsfonden är mycket svag för framtida behov.

Compared with neighbouring associations

  • Higher debt per m² than 81% of associations in Halmstad
  • Higher fee per m² than 62% of associations in Halmstad
  • Smaller maintenance fund than 69% of associations in Halmstad
  • Higher equity ratio than 94% of associations in Halmstad

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²877 kr/m²
+127% over 1 yr20242025
Debt/m²9 429 kr/m²
0% over 1 yr20242025
Equity ratio80 %
-1 pp over 1 yr20242025

Association facts

Municipality
Halmstad
Built
2023
Apartments
56
Total area
3 540 m²

Identified risks

  • High interest-rate sensitivity can drive fees up sharplyCritical
  • A large portion of the loans will mature soonHigh
  • The maintenance fund is very weak for future needs.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre9,429 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre877 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Mölle Gårdar a financially healthy housing cooperative?
Bostadsrättsföreningen Mölle Gårdar receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Mölle Gårdar?
The debt is 9,429 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 81% of associations in Halmstad.
How high is the fee in Bostadsrättsföreningen Mölle Gårdar?
The annual fee is 877 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 127% over 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Mölle Gårdar has a health score of 7 out of 10.