Hemlo's BRF analysis
Brf Nyckeln i Halmstad
Org. no. 769637-3179 · Halmstad
Summary
Brf Nyckeln i Halmstad receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,369 kr per square metre and the annual fee is 632 kr per square metre per year. Higher debt per m² than 100% of associations in Halmstad. The analysis highlights, among other things: Mycket hög räntekänslighet kan driva kraftiga avgiftshöjningar, Hög skuldsättning per kvm ökar risken för framtida belastning, Lånen förfaller samlat under 2026 vilket skapar refinansieringsrisk.
Compared with neighbouring associations
- Higher debt per m² than 100% of associations in Halmstad
- Lower fee per m² than 75% of associations in Halmstad
- Higher equity ratio than 81% of associations in Halmstad
Association facts
- Municipality
- Halmstad
- Built
- 2020
- Apartments
- 24
- Total area
- 1 818 m²
Identified risks
- Very high interest-rate sensitivity can drive sharp increases in fees.Critical
- High debt per sqm increases the risk of future burdensHigh
- The loans mature in aggregate during 2026, which creates refinancing risk.High
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre11,369 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre632 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Nyckeln i Halmstad a financially healthy housing cooperative?
- Brf Nyckeln i Halmstad receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Brf Nyckeln i Halmstad?
- The debt is 11,369 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 100% of associations in Halmstad.
- How high is the fee in Brf Nyckeln i Halmstad?
- The annual fee is 632 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Nyckeln i Halmstad has a health score of 7 out of 10.