Hemlo's BRF analysis
Bostadsrättsföreningen Nöjet 12 i Sandviken
Org. no. 769628-0317 · Sandviken
Summary
Bostadsrättsföreningen Nöjet 12 i Sandviken receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,440 kr per square metre and the annual fee is 733 kr per square metre per year. Lower equity ratio than 86% of associations in Sandviken. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Mycket svag soliditet ger liten ekonomisk buffert, Liten underhållsfond kan tvinga fram avgiftshöjning, Äldre byggnad med begränsad dokumenterad renoveringshistorik.
Compared with neighbouring associations
- Lower fee per m² than 71% of associations in Sandviken
- Smaller maintenance fund than 85% of associations in Sandviken
- Lower equity ratio than 86% of associations in Sandviken
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Sandviken
- Built
- 1907
- Apartments
- 4
- Total area
- 360 m²
Identified risks
- Very weak equity ratio provides a small financial bufferCritical
- Small maintenance fund can force a fee increaseHigh
- Older property with limited documented renovation historyHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre3,440 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre733 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Nöjet 12 i Sandviken a financially healthy housing cooperative?
- Bostadsrättsföreningen Nöjet 12 i Sandviken receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Nöjet 12 i Sandviken?
- The debt is 3,440 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in Bostadsrättsföreningen Nöjet 12 i Sandviken?
- The annual fee is 733 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Nöjet 12 i Sandviken has a health score of 6 out of 10.