Hemlo's BRF analysis

Bostadsrättsföreningen Norra Hamnkaptenen

Org. no. 769639-4233 · Enköping

Acceptable, with remarksBased on the 2025 annual report · Analysed 17 Jun 2026

Summary

Bostadsrättsföreningen Norra Hamnkaptenen receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 752 kr per square metre per year. Lower debt per m² than 83% of associations in Enköping. The analysis highlights, among other things: Mycket hög skuldsättning i förhållande till storleken, Mycket hög räntekänslighet kan tvinga fram avgiftshöjningar, Samtidigt förfall av båda lån ökar refinansieringsrisken.

Compared with neighbouring associations

  • Lower debt per m² than 83% of associations in Enköping
  • Smaller maintenance fund than 83% of associations in Enköping

Association facts

Municipality
Enköping
Built
2021
Apartments
12
Total area
1 752 m²

Identified risks

  • Very high debt relative to sizeCritical
  • Very high interest-rate sensitivity can force fee increasesCritical
  • At the same time, the maturity of both loans increases the refinancing riskHigh

Details, assessments and suggested actions are part of the full analysis.

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre752 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Norra Hamnkaptenen a financially healthy housing cooperative?
Bostadsrättsföreningen Norra Hamnkaptenen receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Norra Hamnkaptenen?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 83% of associations in Enköping.
How high is the fee in Bostadsrättsföreningen Norra Hamnkaptenen?
The annual fee is 752 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Norra Hamnkaptenen has a health score of 5 out of 10.