Hemlo's BRF analysis
Bostadsrättsföreningen Norra Slotts
Org. no. 769618-4170 · Gävle
Summary
Bostadsrättsföreningen Norra Slotts receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,252 kr per square metre and the annual fee is 750 kr per square metre per year. Higher equity ratio than 85% of associations in Gävle. The analysis highlights, among other things: Stamrisk i 55-årig fastighet utan dokumenterat fullständigt stambyte, Mycket svag underhållsfond i förhållande till behovet, Stora lån förfaller koncentrerat inom kort tid.
Compared with neighbouring associations
- Higher debt per m² than 74% of associations in Gävle
- Smaller maintenance fund than 84% of associations in Gävle
- Higher equity ratio than 85% of associations in Gävle
Association facts
- Municipality
- Gävle
- Built
- 1970
- Apartments
- 96
- Total area
- 6 648 m²
Identified risks
- Capital contribution in a 55-year-old property without documented complete pipe replacementCritical
- Very weak maintenance fund in relation to the needCritical
- Large loans mature concentrated over a short period of timeHigh
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- Debt per square metre6,252 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre750 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Norra Slotts a financially healthy housing cooperative?
- Bostadsrättsföreningen Norra Slotts receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Norra Slotts?
- The debt is 6,252 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 74% of associations in Gävle.
- How high is the fee in Bostadsrättsföreningen Norra Slotts?
- The annual fee is 750 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Norra Slotts has a health score of 6 out of 10.