Hemlo's BRF analysis

Riksbyggen Brf Topasen

Org. no. 716413-3683 · Gävle

Strong associationBased on the 2025 annual report · Analysed 18 Jun 2026

Top 36% in Gävle

Summary

Riksbyggen Brf Topasen receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,541 kr per square metre and the annual fee is 930 kr per square metre per year. Lower equity ratio than 87% of associations in Gävle. The analysis highlights, among other things: Oklart stambyte i 44-årigt hus, Mycket låg soliditet ger liten buffert, Kortfristiga lån och refinansieringsrisk.

Compared with neighbouring associations

  • Higher debt per m² than 64% of associations in Gävle
  • Higher fee per m² than 78% of associations in Gävle
  • Lower equity ratio than 87% of associations in Gävle

Association facts

Municipality
Gävle
Built
1981
Apartments
98
Total area
7 658 m²

Identified risks

  • Unclear pipe replacement in a 44-year-old buildingCritical
  • Very low equity ratio means a small bufferCritical
  • Short-term loans and refinancing riskHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,541 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre930 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Riksbyggen Brf Topasen a financially healthy housing cooperative?
Riksbyggen Brf Topasen receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Riksbyggen Brf Topasen?
The debt is 4,541 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 64% of associations in Gävle.
How high is the fee in Riksbyggen Brf Topasen?
The annual fee is 930 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Riksbyggen Brf Topasen has a health score of 8 out of 10.