Hemlo's BRF analysis

Bostadsrättsföreningen Panorama sydkoster, Strömstad

Org. no. 769640-0006 · Strömstad

Clear risksBased on the 2023 annual report · Analysed 7 Jul 2026

Summary

Bostadsrättsföreningen Panorama sydkoster, Strömstad receives Hemlo grade F (3 out of 10) in Hemlo's independent analysis of the 2023 annual report. The debt is 14,863 kr per square metre and the annual fee is 1,264 kr per square metre per year. The analysis highlights, among other things: Mycket hög räntekänslighet, Mycket hög skuldsättning per kvm, Avsaknad av dokumenterad underhållsplan.

Association facts

Municipality
Strömstad
Built
1905
Apartments
42
Total area
1 968 m²

Identified risks

  • Very high interest-rate sensitivityCritical
  • Very high debt per sqmCritical
  • Lack of documented maintenance planCritical

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre14,863 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,264 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Panorama sydkoster, Strömstad a financially healthy housing cooperative?
Bostadsrättsföreningen Panorama sydkoster, Strömstad receives Hemlo grade F (3 out of 10) in Hemlo's independent analysis of the 2023 annual report.
How high is the debt in Bostadsrättsföreningen Panorama sydkoster, Strömstad?
The debt is 14,863 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Bostadsrättsföreningen Panorama sydkoster, Strömstad?
The annual fee is 1,264 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade F mean?
Hemlo grade F means “Clear risks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Panorama sydkoster, Strömstad has a health score of 3 out of 10.