Hemlo's BRF analysis

Bostadsrättsföreningen Rubinen 1

Org. no. 716425-8027 · Solna

Acceptable, with remarksBased on the 2025 annual report · Analysed 2 Jul 2026

Top 47% in Solna

Summary

Bostadsrättsföreningen Rubinen 1 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 9,790 kr per square metre and the annual fee is 708 kr per square metre per year. Smaller maintenance fund than 100% of associations in Solna. The annual fee has increased 12% over 1 years. The analysis highlights, among other things: Stora lån förfaller inom kort, Hög känslighet för ränteuppgång, Låg skuldbuffert i förhållande till intäkter och kortfristiga skulder.

Compared with neighbouring associations

  • Higher debt per m² than 77% of associations in Solna
  • Lower fee per m² than 67% of associations in Solna
  • Smaller maintenance fund than 100% of associations in Solna
  • Lower equity ratio than 75% of associations in Solna

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²708 kr/m²
+12% over 1 yr20242025
Debt/m²9 786 kr/m²
+15% over 1 yr20242025
Equity ratio57 %
-3 pp over 1 yr20242025

Association facts

Municipality
Solna
Built
1952
Apartments
95
Total area
7 335 m²

Identified risks

  • Large loans fall due soonCritical
  • High sensitivity to rising interest ratesHigh
  • Low debt buffer in relation to income and short-term liabilitiesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre9,790 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre708 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Rubinen 1 a financially healthy housing cooperative?
Bostadsrättsföreningen Rubinen 1 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Rubinen 1?
The debt is 9,790 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 77% of associations in Solna.
How high is the fee in Bostadsrättsföreningen Rubinen 1?
The annual fee is 708 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 12% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Rubinen 1 has a health score of 6 out of 10.