Hemlo's BRF analysis
Bostadsrättsföreningen Saffransbyn
Org. no. 769630-0131 · Göteborg
Summary
Bostadsrättsföreningen Saffransbyn receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2023 annual report. The debt is 12,291 kr per square metre and the annual fee is 793 kr per square metre per year. Higher debt per m² than 80% of associations in Göteborg. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Underhållsfonden är kraftigt underfonderad, Hög skuldsättning per kvm ökar känsligheten för avgiftshöjningar, Intäktsstrukturen är ovanligt beroende av icke-avgiftsintäkter.
Compared with neighbouring associations
- Higher debt per m² than 80% of associations in Göteborg
- Lower fee per m² than 62% of associations in Göteborg
- Smaller maintenance fund than 65% of associations in Göteborg
- Higher equity ratio than 60% of associations in Göteborg
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Göteborg
- Built
- 2020
- Apartments
- 38
- Total area
- 3 324 m²
Identified risks
- The maintenance fund is significantly underfundedHigh
- High debt per square metre increases sensitivity to increases in chargesHigh
- The income structure is unusually dependent on non-fee incomeHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre12,291 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre793 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Saffransbyn a financially healthy housing cooperative?
- Bostadsrättsföreningen Saffransbyn receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2023 annual report.
- How high is the debt in Bostadsrättsföreningen Saffransbyn?
- The debt is 12,291 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 80% of associations in Göteborg.
- How high is the fee in Bostadsrättsföreningen Saffransbyn?
- The annual fee is 793 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Saffransbyn has a health score of 6 out of 10.