Hemlo's BRF analysis

Brf Trädgårdsmästeriet

Org. no. 769629-1694 · Göteborg

Acceptable, with remarksBased on the 2024 annual report · Analysed 25 Jun 2026

Summary

Brf Trädgårdsmästeriet receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 11,610 kr per square metre and the annual fee is 800 kr per square metre per year. Higher debt per m² than 74% of associations in Göteborg. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Hög skuldnivå driver upp risken för avgiftshöjningar, Mycket hög räntekänslighet i förhållande till intäkterna, Lånen förfaller inom relativt nära tid och kan ge refinansieringsrisk.

Compared with neighbouring associations

  • Higher debt per m² than 74% of associations in Göteborg
  • Lower fee per m² than 60% of associations in Göteborg
  • Higher equity ratio than 66% of associations in Göteborg

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²800 kr/m²
+2% over 1 yr20232024
Debt/m²11 610 kr/m²
-1% over 1 yr20232024
Equity ratio70 %
0 pp over 1 yr20232024

Association facts

Municipality
Göteborg
Built
2016
Apartments
30
Total area
2 142 m²

Identified risks

  • High debt levels increase the risk of fee increasesCritical
  • Very high interest-rate sensitivity in relation to the incomeCritical
  • The loans are due within a relatively short time and could pose a refinancing riskHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre11,610 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre800 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Trädgårdsmästeriet a financially healthy housing cooperative?
Brf Trädgårdsmästeriet receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Brf Trädgårdsmästeriet?
The debt is 11,610 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 74% of associations in Göteborg.
How high is the fee in Brf Trädgårdsmästeriet?
The annual fee is 800 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Trädgårdsmästeriet has a health score of 6 out of 10.