Hemlo's BRF analysis

Bostadsrättsföreningen Scheele Promenad 3

Org. no. 769636-0440 · Lund

Acceptable, with remarksBased on the 2025 annual report · Analysed 2 Jul 2026

Summary

Bostadsrättsföreningen Scheele Promenad 3 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 14,294 kr per square metre and the annual fee is 905 kr per square metre per year. Higher debt per m² than 92% of associations in Lund. The annual fee has increased 16% over 2 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Hög räntekänslighet vid ränteuppgång, Stor del av lånen förfaller inom kort tid.

Compared with neighbouring associations

  • Higher debt per m² than 92% of associations in Lund
  • Higher fee per m² than 65% of associations in Lund
  • Larger maintenance fund than 68% of associations in Lund
  • Higher equity ratio than 73% of associations in Lund

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²905 kr/m²
+16% over 2 yr20232025
Debt/m²14 294 kr/m²
-2% over 2 yr20232025
Equity ratio72 %
0 pp over 2 yr20232025

Association facts

Municipality
Lund
Built
2021
Apartments
48
Total area
3 435 m²

Identified risks

  • Very high debt per m²Critical
  • High interest rate sensitivity during a rise in interest ratesCritical
  • A large portion of the loans will mature in the near termCritical

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre14,294 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre905 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Scheele Promenad 3 a financially healthy housing cooperative?
Bostadsrättsföreningen Scheele Promenad 3 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Scheele Promenad 3?
The debt is 14,294 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 92% of associations in Lund.
How high is the fee in Bostadsrättsföreningen Scheele Promenad 3?
The annual fee is 905 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 16% over 2 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Scheele Promenad 3 has a health score of 6 out of 10.