Hemlo's BRF analysis
Bostadsrättsföreningen Sjöbjörnen
Org. no. 769613-3532 · Malmö
Summary
Bostadsrättsföreningen Sjöbjörnen receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 13,151 kr per square metre and the annual fee is 1,110 kr per square metre per year. Higher fee per m² than 92% of associations in Malmö. The analysis highlights, among other things: Hög skuldsättning med känslig räntenivå, Kortfristiga låneförfall kan pressa avgiften 2026, Hög avgiftsnivå och redan pågående höjningar.
Compared with neighbouring associations
- Higher debt per m² than 82% of associations in Malmö
- Higher fee per m² than 92% of associations in Malmö
- Higher equity ratio than 70% of associations in Malmö
Association facts
- Municipality
- Malmö
- Built
- 2008
- Apartments
- 56
- Total area
- 4 145 m²
Identified risks
- High indebtedness with a sensitive interest-rate levelCritical
- Short-term loan maturities can put pressure on the fee in 2026High
- High fee level and already ongoing increasesHigh
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre13,151 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre1,110 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Sjöbjörnen a financially healthy housing cooperative?
- Bostadsrättsföreningen Sjöbjörnen receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Sjöbjörnen?
- The debt is 13,151 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 82% of associations in Malmö.
- How high is the fee in Bostadsrättsföreningen Sjöbjörnen?
- The annual fee is 1,110 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade E mean?
- Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Sjöbjörnen has a health score of 4 out of 10.