Hemlo's BRF analysis
Bostadsföreningen Värnet upa
Org. no. 746000-1980 · Malmö
Top 9% in Malmö
Summary
Bostadsföreningen Värnet upa receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 1,939 kr per square metre and the annual fee is 832 kr per square metre per year. Lower equity ratio than 94% of associations in Malmö. The analysis highlights, among other things: Hög risk för stambyte i gammal fastighet, Negativ soliditet och svag buffert, Lånet förfaller samlat 2026.
Compared with neighbouring associations
- Lower debt per m² than 80% of associations in Malmö
- Lower fee per m² than 67% of associations in Malmö
- Smaller maintenance fund than 82% of associations in Malmö
- Lower equity ratio than 94% of associations in Malmö
Association facts
- Municipality
- Malmö
- Built
- 1930
- Apartments
- 11
- Total area
- 746 m²
Identified risks
- High risk of pipework replacement in an older propertyCritical
- Negative equity ratio and weak reserve bufferHigh
- The loan falls due in one lump sum in 2026High
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- Debt per square metre1,939 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre832 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsföreningen Värnet upa a financially healthy housing cooperative?
- Bostadsföreningen Värnet upa receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in Bostadsföreningen Värnet upa?
- The debt is 1,939 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 80% of associations in Malmö.
- How high is the fee in Bostadsföreningen Värnet upa?
- The annual fee is 832 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsföreningen Värnet upa has a health score of 8 out of 10.