Hemlo's BRF analysis

Bostadsrättsföreningen Skansborg i Huskvarna

Org. no. 726000-2238 · Jönköping

Acceptable, with remarksBased on the 2025 annual report · Analysed 25 Jun 2026

Summary

Bostadsrättsföreningen Skansborg i Huskvarna receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,524 kr per square metre and the annual fee is 473 kr per square metre per year. Lower fee per m² than 100% of associations in Jönköping. The annual fee has increased 11% over 1 years. The analysis highlights, among other things: Ingen aktuell underhållsplan, Hög räntekänslighet vid kommande refinansiering, Negativt eget kapital och svag finansiell buffert.

Compared with neighbouring associations

  • Lower debt per m² than 61% of associations in Jönköping
  • Lower fee per m² than 100% of associations in Jönköping
  • Smaller maintenance fund than 72% of associations in Jönköping
  • Lower equity ratio than 92% of associations in Jönköping

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²473 kr/m²
+11% over 1 yr2024–2025
Debt/m²3 524 kr/m²
0% over 1 yr2024–2025
Equity ratio-5 %
-2 pp over 1 yr2024–2025

Association facts

Municipality
Jönköping
Built
1932
Apartments
7
Total area
751 m²

Identified risks

  • No current maintenance planCritical
  • High interest rate sensitivity at upcoming refinancingHigh
  • Negative equity and a weak financial bufferHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,524 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre473 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Skansborg i Huskvarna a financially healthy housing cooperative?
Bostadsrättsföreningen Skansborg i Huskvarna receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Skansborg i Huskvarna?
The debt is 3,524 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 61% of associations in Jönköping.
How high is the fee in Bostadsrättsföreningen Skansborg i Huskvarna?
The annual fee is 473 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 11% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Skansborg i Huskvarna has a health score of 6 out of 10.