Hemlo's BRF analysis
Bostadsrättsföreningen Skolmästaren 14
Org. no. 769614-2939 · Stockholm
Summary
Bostadsrättsföreningen Skolmästaren 14 receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 11,371 kr per square metre and the annual fee is 998 kr per square metre per year. Higher fee per m² than 90% of associations in Stockholm. The analysis highlights, among other things: Hög belåning per kvm ökar känsligheten för räntor och avgiftshöjningar, Kort räntebindning och nära förfall ger refinansieringsrisk, Ingen aktuell underhållsplan och låg underhållsfond ökar risken för framtida extrakostnader.
Compared with neighbouring associations
- Higher debt per m² than 88% of associations in Stockholm
- Higher fee per m² than 90% of associations in Stockholm
- Smaller maintenance fund than 75% of associations in Stockholm
- Lower equity ratio than 68% of associations in Stockholm
Association facts
- Municipality
- Stockholm
- Apartments
- 12
- Total area
- 618 m²
Identified risks
- High loan-to-value per sqm increases sensitivity to interest rate and fee increasesCritical
- Short interest rate fixation period and nearing maturity create refinancing riskCritical
- No current maintenance plan and a low maintenance fund increase the risk of future extra costsCritical
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre11,371 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre998 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Skolmästaren 14 a financially healthy housing cooperative?
- Bostadsrättsföreningen Skolmästaren 14 receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in Bostadsrättsföreningen Skolmästaren 14?
- The debt is 11,371 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 88% of associations in Stockholm.
- How high is the fee in Bostadsrättsföreningen Skolmästaren 14?
- The annual fee is 998 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade E mean?
- Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Skolmästaren 14 has a health score of 4 out of 10.