Hemlo's BRF analysis

Bostadsrättsföreningen Spettet 1

Org. no. 769609-6804 · Stockholm

Acceptable, with remarksBased on the 2025 annual report · Analysed 27 Jul 2026

Top 43% in Stockholm

Summary

Bostadsrättsföreningen Spettet 1 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 10,344 kr per square metre and the annual fee is 758 kr per square metre per year. Higher debt per m² than 86% of associations in Stockholm. The annual fee has increased 6% over 1 years. The analysis highlights, among other things: Stor refinansieringsrisk vid kommande låneförfall, Inget dokumenterat stambyte i mycket gammal fastighet, Hög skuldsättning per kvadratmeter.

Compared with neighbouring associations

  • Higher debt per m² than 86% of associations in Stockholm
  • Larger maintenance fund than 70% of associations in Stockholm
  • Lower equity ratio than 63% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²758 kr/m²
+6% over 1 yr20242025
Debt/m²10 344 kr/m²
-1% over 1 yr20242025
Equity ratio62 %
+1 pp over 1 yr20242025

Association facts

Municipality
Stockholm
Built
1882
Apartments
20
Total area
1 225 m²

Identified risks

  • High refinancing risk at upcoming loan maturitiesCritical
  • No documented pipe replacement in a very old propertyCritical
  • High debt per square metreHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre10,344 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre758 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Spettet 1 a financially healthy housing cooperative?
Bostadsrättsföreningen Spettet 1 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Spettet 1?
The debt is 10,344 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 86% of associations in Stockholm.
How high is the fee in Bostadsrättsföreningen Spettet 1?
The annual fee is 758 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 6% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Spettet 1 has a health score of 6 out of 10.