Hemlo's BRF analysis
Bostadsrättsföreningen Stadion Kramfors
Org. no. 788400-0071 · Kramfors
Summary
Bostadsrättsföreningen Stadion Kramfors receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 440 kr per square metre and the annual fee is 300 kr per square metre per year. The analysis highlights, among other things: Ränte- och refinansieringsrisk i liten låneportfölj, Oklar stambytesstatus i äldre fastighet, Låg årsavgift per kvm kan dölja framtida avgiftshöjningar.
Association facts
- Municipality
- Kramfors
- Apartments
- 36
- Total area
- 4 140 m²
Identified risks
- Interest rate and refinancing risk in a small loan portfolioHigh
- Unclear pipe replacement status in an older buildingHigh
- A low annual service charge per square metre can mask future increases in feesMedium
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- Debt per square metre440 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre300 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Stadion Kramfors a financially healthy housing cooperative?
- Bostadsrättsföreningen Stadion Kramfors receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Stadion Kramfors?
- The debt is 440 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in Bostadsrättsföreningen Stadion Kramfors?
- The annual fee is 300 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Stadion Kramfors has a health score of 5 out of 10.