Hemlo's BRF analysis
BRF BANKEN
Org. no. 788400-0089 · Kramfors
Summary
BRF BANKEN receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 810 kr per square metre and the annual fee is 426 kr per square metre per year. The analysis highlights, among other things: Låga fonder och pågående underhåll kan slå mot avgiften, Låg avgiftsnivå kan kräva fortsatta höjningar, Koncentrerat låneförfall ger refinansieringsrisk.
Association facts
- Municipality
- Kramfors
- Built
- 1959
- Apartments
- 36
- Total area
- 2 732 m²
Identified risks
- Low funds and ongoing maintenance can drive up the chargeHigh
- Low fee levels may require further increasesHigh
- Concentrated loan maturities create refinancing riskMedium
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre810 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre426 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is BRF BANKEN a financially healthy housing cooperative?
- BRF BANKEN receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in BRF BANKEN?
- The debt is 810 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in BRF BANKEN?
- The annual fee is 426 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF BANKEN has a health score of 6 out of 10.