Hemlo's BRF analysis
Bostadsrättsföreningen Stinsen
Org. no. 745000-1362 · Lund
Summary
Bostadsrättsföreningen Stinsen receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,882 kr per square metre and the annual fee is 856 kr per square metre per year. Lower equity ratio than 78% of associations in Lund. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Stor risk för kostsamt stambyte, Tydlig känslighet för ränteuppgång, Hög refinansieringsrisk inom kort tid.
Compared with neighbouring associations
- Lower debt per m² than 63% of associations in Lund
- Lower equity ratio than 78% of associations in Lund
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Lund
- Built
- 1948
- Apartments
- 17
- Total area
- 1 007 m²
Identified risks
- High risk of costly pipe replacementCritical
- Clear sensitivity to interest rate increasesHigh
- High refinancing risk in the near termHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre3,882 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre856 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Stinsen a financially healthy housing cooperative?
- Bostadsrättsföreningen Stinsen receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Stinsen?
- The debt is 3,882 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 63% of associations in Lund.
- How high is the fee in Bostadsrättsföreningen Stinsen?
- The annual fee is 856 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Stinsen has a health score of 7 out of 10.