Hemlo's BRF analysis

Bostadsrättsföreningen Gitarren, Lund

Org. no. 716439-0895 · Lund

Acceptable, with remarksBased on the 2025 annual report · Analysed 17 Aug 2026

Summary

Bostadsrättsföreningen Gitarren, Lund receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 8,936 kr per square metre and the annual fee is 940 kr per square metre per year. Lower equity ratio than 88% of associations in Lund. The analysis highlights, among other things: Okänt stambytesläge i hus från 1992 är en dold underhållsrisk, Hög räntekänslighet kan ge avgiftshöjningar, Stora låneförfall inom 1–3 år ökar refinansieringsrisken.

Compared with neighbouring associations

  • Higher debt per m² than 72% of associations in Lund
  • Higher fee per m² than 71% of associations in Lund
  • Larger maintenance fund than 86% of associations in Lund
  • Lower equity ratio than 88% of associations in Lund

Association facts

Municipality
Lund
Built
1992
Apartments
103
Total area
8 862 m²

Identified risks

  • Unknown pipe replacement schedule in buildings from 1992 is a hidden maintenance risk.High
  • High interest-rate sensitivity can lead to increases in feesHigh
  • Large loan maturities within 1–3 years increase the refinancing riskHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre8,936 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre940 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Gitarren, Lund a financially healthy housing cooperative?
Bostadsrättsföreningen Gitarren, Lund receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Gitarren, Lund?
The debt is 8,936 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 72% of associations in Lund.
How high is the fee in Bostadsrättsföreningen Gitarren, Lund?
The annual fee is 940 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Gitarren, Lund has a health score of 6 out of 10.