Hemlo's BRF analysis

Bostadsrättsföreningen Stinsen 8

Org. no. 769614-0453 · Lund

Serious risksBased on the 2024 annual report · Analysed 22 Jun 2026

Summary

Bostadsrättsföreningen Stinsen 8 receives Hemlo grade G (2 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 11,646 kr per square metre and the annual fee is 1,044 kr per square metre per year. Higher fee per m² than 86% of associations in Lund. The analysis highlights, among other things: Hög skuldsättning med stor räntekänslighet, Hög avgiftsnivå och fortsatt uppåtrisk, Okänt stambytesläge i en 1945-fastighet.

Compared with neighbouring associations

  • Higher debt per m² than 78% of associations in Lund
  • Higher fee per m² than 86% of associations in Lund
  • Smaller maintenance fund than 72% of associations in Lund
  • Higher equity ratio than 67% of associations in Lund

Association facts

Municipality
Lund
Built
1945
Apartments
25
Total area
1 461 m²

Identified risks

  • High indebtedness with high sensitivity to interest ratesCritical
  • High fee level and continued upward riskHigh
  • Unknown pipe replacement status in a 1945 propertyHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre11,646 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,044 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Stinsen 8 a financially healthy housing cooperative?
Bostadsrättsföreningen Stinsen 8 receives Hemlo grade G (2 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Bostadsrättsföreningen Stinsen 8?
The debt is 11,646 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 78% of associations in Lund.
How high is the fee in Bostadsrättsföreningen Stinsen 8?
The annual fee is 1,044 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade G mean?
Hemlo grade G means “Serious risks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Stinsen 8 has a health score of 2 out of 10.