Hemlo's BRF analysis

Bostadsrättsföreningen Vårdtornet 4

Org. no. 716418-1542 · Stockholm

Acceptable, with remarksBased on the 2020 annual report · Analysed 30 Apr 2026

Top 47% in Stockholm

Summary

Bostadsrättsföreningen Vårdtornet 4 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2020 annual report. The debt is 2,316 kr per square metre and the annual fee is 532 kr per square metre per year. Lower fee per m² than 82% of associations in Stockholm. The analysis highlights, among other things: Stort lån förfaller samtidigt och kan ge räntechock, Låg underhållsfond kan tvinga fram framtida avgiftshöjningar, Avgiften ligger relativt lågt och ger begränsad marginal.

Compared with neighbouring associations

  • Lower fee per m² than 82% of associations in Stockholm
  • Smaller maintenance fund than 80% of associations in Stockholm
  • Lower equity ratio than 74% of associations in Stockholm

Association facts

Municipality
Stockholm
Built
1898
Apartments
19
Total area
1 288 m²

Identified risks

  • Large loans fall due at the same time and can cause an interest-rate shockHigh
  • Low maintenance funds can force future rent increasesHigh
  • The fee is relatively low and provides limited room for manoeuvre.Medium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,316 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre532 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Vårdtornet 4 a financially healthy housing cooperative?
Bostadsrättsföreningen Vårdtornet 4 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2020 annual report.
How high is the debt in Bostadsrättsföreningen Vårdtornet 4?
The debt is 2,316 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Bostadsrättsföreningen Vårdtornet 4?
The annual fee is 532 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Vårdtornet 4 has a health score of 6 out of 10.