Hemlo's BRF analysis

Bostadsrättsföreningen Varvet

Org. no. 769633-5475 · Malmö

Stable associationBased on the 2025 annual report · Analysed 12 Jul 2026

Top 36% in Malmö

Summary

Bostadsrättsföreningen Varvet receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 10,451 kr per square metre and the annual fee is 779 kr per square metre per year. Higher equity ratio than 96% of associations in Malmö. The annual fee has increased 10% over 2 years. The analysis highlights, among other things: Hög skuldsättning per kvm ökar känsligheten för avgiftshöjningar, Mycket hög räntekänslighet vid framtida ränteuppgång, Låneförfall inom kort kan ge refinansieringsrisk.

Compared with neighbouring associations

  • Higher debt per m² than 68% of associations in Malmö
  • Lower fee per m² than 77% of associations in Malmö
  • Higher equity ratio than 96% of associations in Malmö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²779 kr/m²
+10% over 2 yr20232025
Debt/m²10 451 kr/m²
-4% over 2 yr20232025
Equity ratio80 %
+1 pp over 2 yr20232025

Association facts

Municipality
Malmö
Built
2019
Apartments
133
Total area
8 923 m²

Identified risks

  • High debt per sqm increases sensitivity to rent increasesCritical
  • Very high interest-rate sensitivity in the event of future rate increasesCritical
  • Loan redemptions in the near term can create refinancing riskHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre10,451 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre779 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Varvet a financially healthy housing cooperative?
Bostadsrättsföreningen Varvet receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Varvet?
The debt is 10,451 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 68% of associations in Malmö.
How high is the fee in Bostadsrättsföreningen Varvet?
The annual fee is 779 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 10% over 2 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Varvet has a health score of 7 out of 10.