Hemlo's BRF analysis

HSB Bostadsrättsförening Ellstorp i Malmö

Org. no. 746000-4943 · Malmö

Acceptable, with remarksBased on the 2025 annual report · Analysed 22 Jun 2026

Summary

HSB Bostadsrättsförening Ellstorp i Malmö receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,974 kr per square metre and the annual fee is 1,113 kr per square metre per year. Larger maintenance fund than 94% of associations in Malmö. The annual fee has increased 9% over 1 years. The analysis highlights, among other things: Begränsad finansiell buffert i föreningen, Stor teknisk renoveringsvåg framför sig, Otillräcklig underhållsreserv i förhållande till kommande behov.

Compared with neighbouring associations

  • Higher fee per m² than 92% of associations in Malmö
  • Larger maintenance fund than 94% of associations in Malmö
  • Lower equity ratio than 73% of associations in Malmö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 113 kr/m²
+9% over 1 yr20242025
Debt/m²6 974 kr/m²
-1% over 1 yr20242025
Equity ratio22 %
0 pp over 1 yr20242025

Association facts

Municipality
Malmö
Built
1938
Apartments
404
Total area
20 581 m²

Identified risks

  • Limited financial buffer in the associationHigh
  • Major wave of large-scale technical renovations lies aheadHigh
  • Insufficient maintenance reserve in relation to upcoming needsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre6,974 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,113 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Ellstorp i Malmö a financially healthy housing cooperative?
HSB Bostadsrättsförening Ellstorp i Malmö receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Ellstorp i Malmö?
The debt is 6,974 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Bostadsrättsförening Ellstorp i Malmö?
The annual fee is 1,113 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 9% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Ellstorp i Malmö has a health score of 6 out of 10.