Hemlo's BRF analysis

BRF AGENTEN NR 16

Org. no. 785000-0071 · Gävle

Acceptable, with remarksBased on the 2024 annual report · Analysed 24 Jun 2026

Summary

BRF AGENTEN NR 16 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 1,321 kr per square metre and the annual fee is 440 kr per square metre per year. Lower fee per m² than 97% of associations in Gävle. The analysis highlights, among other things: Stambyte är oklart i en 1950-talsfastighet, Låg avgift per kvm kan dölja framtida höjningar, Underhållsfonden är svag i förhållande till behovet.

Compared with neighbouring associations

  • Lower debt per m² than 80% of associations in Gävle
  • Lower fee per m² than 97% of associations in Gävle
  • Smaller maintenance fund than 66% of associations in Gävle
  • Higher equity ratio than 73% of associations in Gävle

Association facts

Municipality
Gävle
Built
1958
Apartments
36
Total area
2 500 m²

Identified risks

  • Repiping is unclear in a 1950s propertyCritical
  • Low fee per sqm can hide future increasesHigh
  • The maintenance fund is weak in relation to the need.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,321 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre440 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF AGENTEN NR 16 a financially healthy housing cooperative?
BRF AGENTEN NR 16 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in BRF AGENTEN NR 16?
The debt is 1,321 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 80% of associations in Gävle.
How high is the fee in BRF AGENTEN NR 16?
The annual fee is 440 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF AGENTEN NR 16 has a health score of 5 out of 10.