Hemlo's BRF analysis

BRF ASGÅRD

Org. no. 778000-7170 · Västerås

Acceptable, with remarksBased on the 2025 annual report · Analysed 17 Jun 2026

Summary

BRF ASGÅRD receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,338 kr per square metre and the annual fee is 820 kr per square metre per year. Lower equity ratio than 83% of associations in Västerås. The analysis highlights, among other things: Oklart stambyte i 55-årig fastighet, Mycket låg underhållsfond och ingen redovisad underhållsplan, Räntekänslig ekonomi vid framtida låneomförhandlingar.

Compared with neighbouring associations

  • Larger maintenance fund than 79% of associations in Västerås
  • Lower equity ratio than 83% of associations in Västerås

Association facts

Municipality
Västerås
Built
1970
Apartments
126
Total area
9 558 m²

Identified risks

  • Unclear pipe replacement in a 55-year-old propertyCritical
  • Very low maintenance fund and no documented maintenance planHigh
  • Interest rate sensitivity in future loan renegotiationsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,338 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre820 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF ASGÅRD a financially healthy housing cooperative?
BRF ASGÅRD receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BRF ASGÅRD?
The debt is 4,338 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in BRF ASGÅRD?
The annual fee is 820 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF ASGÅRD has a health score of 5 out of 10.