Hemlo's BRF analysis

HSB brf Krumeluren i Västerås

Org. no. 778000-3070 · Västerås

Strong associationBased on the 2024 annual report · Analysed 23 Jun 2026

Top 34% in Västerås

Summary

HSB brf Krumeluren i Västerås receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 5,763 kr per square metre and the annual fee is 1,008 kr per square metre per year. Higher fee per m² than 91% of associations in Västerås. The analysis highlights, among other things: Svag soliditet ger liten buffert mot framtida kostnadschocker, Kombination av skuldnivå och låneförfall ökar refinansieringsrisken, Räntekänsligheten är på gränsen till högre risknivå.

Compared with neighbouring associations

  • Higher debt per m² than 62% of associations in Västerås
  • Higher fee per m² than 91% of associations in Västerås
  • Larger maintenance fund than 81% of associations in Västerås
  • Lower equity ratio than 77% of associations in Västerås

Association facts

Municipality
Västerås
Built
1952
Apartments
197
Total area
11 247 m²

Identified risks

  • Weak solidity provides a small buffer against future cost shocksCritical
  • A combination of debt level and loan maturities increases refinancing riskHigh
  • The interest-rate sensitivity is on the borderline of a higher risk level.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre5,763 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,008 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB brf Krumeluren i Västerås a financially healthy housing cooperative?
HSB brf Krumeluren i Västerås receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in HSB brf Krumeluren i Västerås?
The debt is 5,763 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 62% of associations in Västerås.
How high is the fee in HSB brf Krumeluren i Västerås?
The annual fee is 1,008 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB brf Krumeluren i Västerås has a health score of 8 out of 10.