Hemlo's BRF analysis
BRF BÄCKHAGEN
Org. no. 785000-3273 · Gävle
Summary
BRF BÄCKHAGEN receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,031 kr per square metre and the annual fee is 764 kr per square metre per year. Larger maintenance fund than 97% of associations in Gävle. The annual fee has increased 21% over 1 years. The analysis highlights, among other things: Förhöjd stambytesrisk i 1970-talsfastighet, Kraftig avgiftshöjning tyder på pressad ekonomi eller kommande behov, Relativt låg soliditet minskar bufferten vid ränte- och underhållschocker.
Compared with neighbouring associations
- Larger maintenance fund than 97% of associations in Gävle
- Lower equity ratio than 67% of associations in Gävle
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Gävle
- Built
- 1970
- Apartments
- 109
- Total area
- 10 582 m²
Identified risks
- Elevated risk of drainpipe replacement in a 1970s propertyCritical
- A significant increase in fees indicates strained finances or upcoming needsHigh
- A relatively low equity ratio reduces the buffer against interest rate and maintenance shocks.High
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre4,031 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre764 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is BRF BÄCKHAGEN a financially healthy housing cooperative?
- BRF BÄCKHAGEN receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in BRF BÄCKHAGEN?
- The debt is 4,031 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in BRF BÄCKHAGEN?
- The annual fee is 764 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 21% over 1 years.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF BÄCKHAGEN has a health score of 7 out of 10.