Hemlo's BRF analysis

Brf Bregårdstorp nr 3

Org. no. 776400-0126 · Karlskoga

Strong associationBased on the 2025 annual report · Analysed 5 Aug 2026

Top 20% in Karlskoga

Summary

Brf Bregårdstorp nr 3 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,238 kr per square metre and the annual fee is 923 kr per square metre per year. Higher fee per m² than 67% of associations in Karlskoga. The analysis highlights, among other things: Låg underhållsbuffer kan leda till avgiftshöjningar, Avgiften ligger nära en nivå som kan behöva justeras, Föreningen är nästan helt beroende av avgiftsintäkter.

Compared with neighbouring associations

  • Higher fee per m² than 67% of associations in Karlskoga

Association facts

Municipality
Karlskoga
Built
1950
Apartments
48
Total area
1 893 m²

Identified risks

  • Low maintenance reserves can lead to rent increases.High
  • The fee is close to a level that may need to be adjusted.Medium
  • The association is almost entirely dependent on fee income.Medium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,238 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre923 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Bregårdstorp nr 3 a financially healthy housing cooperative?
Brf Bregårdstorp nr 3 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Bregårdstorp nr 3?
The debt is 3,238 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Brf Bregårdstorp nr 3?
The annual fee is 923 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Bregårdstorp nr 3 has a health score of 9 out of 10.