Hemlo's BRF analysis

BRF Damhandsken nr 3

Org. no. 716417-4943 · Stockholm

Strong associationBased on the 2025 annual report · Analysed 22 Jun 2026

Top 13% in Stockholm

Summary

BRF Damhandsken nr 3 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,944 kr per square metre and the annual fee is 871 kr per square metre per year. Lower equity ratio than 86% of associations in Stockholm. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Tomträtt kan ge kraftig och svårbedömd kostnadsökning, Många lån förfaller 2026–2027 och kan refinansieras dyrare, Avgifterna har redan börjat stiga och kan fortsätta uppåt.

Compared with neighbouring associations

  • Higher debt per m² than 65% of associations in Stockholm
  • Higher fee per m² than 74% of associations in Stockholm
  • Larger maintenance fund than 77% of associations in Stockholm
  • Lower equity ratio than 86% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²871 kr/m²
+2% over 1 yr20242025
Debt/m²5 945 kr/m²
-1% over 1 yr20242025
Equity ratio32 %
+1 pp over 1 yr20242025

Association facts

Municipality
Stockholm
Built
1957
Apartments
87
Total area
5 063 m²

Identified risks

  • Ground lease (tomträtt) can lead to a significant and difficult-to-assess cost increaseCritical
  • Many loans mature in 2026–2027 and can be refinanced at a higher costHigh
  • Service charges have already started to rise and may continue to do so.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre5,944 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre871 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF Damhandsken nr 3 a financially healthy housing cooperative?
BRF Damhandsken nr 3 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BRF Damhandsken nr 3?
The debt is 5,944 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 65% of associations in Stockholm.
How high is the fee in BRF Damhandsken nr 3?
The annual fee is 871 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Damhandsken nr 3 has a health score of 8 out of 10.