Hemlo's BRF analysis

Brf Fagrabo Södra i Vårgårda

Org. no. 769639-4753 · Vårgårda

Acceptable, with remarksBased on the 2025 annual report · Analysed 2 Jul 2026

Summary

Brf Fagrabo Södra i Vårgårda receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,865 kr per square metre and the annual fee is 873 kr per square metre per year. The analysis highlights, among other things: Mycket hög belåning per kvm, Extrem räntekänslighet vid ränteuppgång, Svag underhållsfond trots tydligt kapitalbehov.

Association facts

Municipality
Vårgårda
Built
2021
Apartments
19
Total area
1 837 m²

Identified risks

  • Very high loan-to-value per square meterCritical
  • Extreme interest rate sensitivity when interest rates riseCritical
  • Weak maintenance fund despite a clear capital requirementHigh

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  • Debt per square metre12,865 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre873 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Fagrabo Södra i Vårgårda a financially healthy housing cooperative?
Brf Fagrabo Södra i Vårgårda receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Fagrabo Södra i Vårgårda?
The debt is 12,865 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Brf Fagrabo Södra i Vårgårda?
The annual fee is 873 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Fagrabo Södra i Vårgårda has a health score of 6 out of 10.