Hemlo's BRF analysis

Brf Skördaren i Vårgårda

Org. no. 769634-0962 · Vårgårda

Acceptable, with remarksBased on the 2025 annual report · Analysed 21 Apr 2026

Summary

Brf Skördaren i Vårgårda receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 15,515 kr per square metre and the annual fee is 941 kr per square metre per year. The analysis highlights, among other things: Hög skuldsättning med stor räntekänslighet, Låg underhållsfond i förhållande till framtida behov, Låneförfall koncentrerade över flera år.

Association facts

Municipality
Vårgårda
Built
2018
Apartments
26
Total area
1 695 m²

Identified risks

  • High indebtedness with high interest rate sensitivityCritical
  • Low maintenance fund relative to future needsHigh
  • Loan maturities concentrated over several yearsHigh

Details, assessments and suggested actions are part of the full analysis.

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  • Debt per square metre15,515 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre941 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Skördaren i Vårgårda a financially healthy housing cooperative?
Brf Skördaren i Vårgårda receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Skördaren i Vårgårda?
The debt is 15,515 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Brf Skördaren i Vårgårda?
The annual fee is 941 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Skördaren i Vårgårda has a health score of 5 out of 10.