Hemlo's BRF analysis
Brf Gårdskvarteren
Org. no. 769635-4211 · Kungsbacka
Summary
Brf Gårdskvarteren receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 13,313 kr per square metre and the annual fee is 893 kr per square metre per year. Higher debt per m² than 86% of associations in Kungsbacka. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Mycket hög belåning per kvm, Mycket hög räntekänslighet, Stora lån förfaller under 2026.
Compared with neighbouring associations
- Higher debt per m² than 86% of associations in Kungsbacka
- Higher fee per m² than 68% of associations in Kungsbacka
- Larger maintenance fund than 61% of associations in Kungsbacka
- Higher equity ratio than 64% of associations in Kungsbacka
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Kungsbacka
- Built
- 2019
- Apartments
- 72
- Total area
- 4 566 m²
Identified risks
- Very high loan-to-value per m² (kvm)Critical
- Very high interest rate sensitivityCritical
- Large loans fall due in 2026High
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre13,313 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre893 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Gårdskvarteren a financially healthy housing cooperative?
- Brf Gårdskvarteren receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Brf Gårdskvarteren?
- The debt is 13,313 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 86% of associations in Kungsbacka.
- How high is the fee in Brf Gårdskvarteren?
- The annual fee is 893 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Gårdskvarteren has a health score of 6 out of 10.