Hemlo's BRF analysis
Brf Gulsparven i Stångby
Org. no. 769638-5660 · Lund
Summary
Brf Gulsparven i Stångby receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,946 kr per square metre and the annual fee is 888 kr per square metre per year. Higher debt per m² than 80% of associations in Lund. The analysis highlights, among other things: Mycket hög belåning per kvadratmeter, Mycket hög räntekänslighet vid ränteuppgång, Mycket låg underhållsfond trots framtida behov.
Compared with neighbouring associations
- Higher debt per m² than 80% of associations in Lund
- Smaller maintenance fund than 77% of associations in Lund
- Higher equity ratio than 78% of associations in Lund
Association facts
- Municipality
- Lund
- Built
- 2021
- Apartments
- 39
- Total area
- 4 302 m²
Identified risks
- Very high loan-to-value per square meterCritical
- Very high interest rate sensitivity in the event of an interest rate increaseCritical
- Very low maintenance reserve despite future needsHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre11,946 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre888 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Gulsparven i Stångby a financially healthy housing cooperative?
- Brf Gulsparven i Stångby receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Brf Gulsparven i Stångby?
- The debt is 11,946 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 80% of associations in Lund.
- How high is the fee in Brf Gulsparven i Stångby?
- The annual fee is 888 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade E mean?
- Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Gulsparven i Stångby has a health score of 4 out of 10.