Hemlo's BRF analysis

HSB Brf Pokalen i Lund

Org. no. 769616-2531 · Lund

Strong associationBased on the 2025 annual report · Analysed 22 Jun 2026

Top 23% in Lund

Summary

HSB Brf Pokalen i Lund receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 7,860 kr per square metre and the annual fee is 837 kr per square metre per year. Higher equity ratio than 91% of associations in Lund. The annual fee has increased 11% over 1 years. The analysis highlights, among other things: Mycket hög räntekänslighet kan slå hårt mot månadsavgiften, Avgifterna är redan på väg upp, Stora lån förfaller inom kort och kräver dyr refinansiering.

Compared with neighbouring associations

  • Higher debt per m² than 66% of associations in Lund
  • Lower fee per m² than 60% of associations in Lund
  • Larger maintenance fund than 64% of associations in Lund
  • Higher equity ratio than 91% of associations in Lund

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²837 kr/m²
+11% over 1 yr20242025
Debt/m²7 861 kr/m²
-3% over 1 yr20242025
Equity ratio79 %
0 pp over 1 yr20242025

Association facts

Municipality
Lund
Built
2015
Apartments
98
Total area
7 897 m²

Identified risks

  • Very high interest rate sensitivity can hit the monthly fee hardCritical
  • The service charges are already set to riseHigh
  • Large loans fall due soon and require expensive refinancingHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre7,860 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre837 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Pokalen i Lund a financially healthy housing cooperative?
HSB Brf Pokalen i Lund receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Pokalen i Lund?
The debt is 7,860 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 66% of associations in Lund.
How high is the fee in HSB Brf Pokalen i Lund?
The annual fee is 837 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 11% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Pokalen i Lund has a health score of 8 out of 10.