Hemlo's BRF analysis

Brf Gymma

Org. no. 769640-2127 · Malmö

Acceptable, with remarksBased on the 2025 annual report · Analysed 25 Jun 2026

Summary

Brf Gymma receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 15,996 kr per square metre and the annual fee is 1,084 kr per square metre per year. Higher debt per m² than 96% of associations in Malmö. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Mycket hög skuld per kvm, Mycket hög räntekänslighet, Stor refinansieringsrisk när lånen förfaller.

Compared with neighbouring associations

  • Higher debt per m² than 96% of associations in Malmö
  • Higher fee per m² than 88% of associations in Malmö
  • Smaller maintenance fund than 92% of associations in Malmö
  • Higher equity ratio than 83% of associations in Malmö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 084 kr/m²
0% over 1 yr20242025
Debt/m²15 996 kr/m²
+8% over 1 yr20242025
Equity ratio74 %
0 pp over 1 yr20242025

Association facts

Municipality
Malmö
Built
2023
Apartments
104
Total area
3 142 m²

Identified risks

  • Very high debt per sqmCritical
  • Very high interest-rate sensitivityCritical
  • High refinancing risk when the loans matureCritical

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre15,996 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,084 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Gymma a financially healthy housing cooperative?
Brf Gymma receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Gymma?
The debt is 15,996 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 96% of associations in Malmö.
How high is the fee in Brf Gymma?
The annual fee is 1,084 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Gymma has a health score of 5 out of 10.