Hemlo's BRF analysis

Brf Hamnträdgården 1

Org. no. 769636-3436 · Norrtälje

Acceptable, with remarksBased on the 2025 annual report · Analysed 19 Sept 2026

Summary

Brf Hamnträdgården 1 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,191 kr per square metre and the annual fee is 946 kr per square metre per year. Higher debt per m² than 100% of associations in Norrtälje. The analysis highlights, among other things: Mycket hög räntekänslighet, Mycket hög belåning per kvm, Underhållsfond och plan är otillräckliga.

Compared with neighbouring associations

  • Higher debt per m² than 100% of associations in Norrtälje
  • Higher fee per m² than 71% of associations in Norrtälje
  • Higher equity ratio than 93% of associations in Norrtälje

Association facts

Municipality
Norrtälje
Built
2020
Apartments
65
Total area
4 949 m²

Identified risks

  • Very high interest rate sensitivityCritical
  • Very high mortgage debt per m²Critical
  • Maintenance fund and plan are insufficientHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre12,191 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre946 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Hamnträdgården 1 a financially healthy housing cooperative?
Brf Hamnträdgården 1 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Hamnträdgården 1?
The debt is 12,191 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 100% of associations in Norrtälje.
How high is the fee in Brf Hamnträdgården 1?
The annual fee is 946 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Hamnträdgården 1 has a health score of 6 out of 10.