Hemlo's BRF analysis

Brf Balders Trädgård

Org. no. 769623-3506 · Norrtälje

Acceptable, with remarksBased on the 2025 annual report · Analysed 5 Oct 2026

Summary

Brf Balders Trädgård receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 9,516 kr per square metre and the annual fee is 1,081 kr per square metre per year. Higher equity ratio than 100% of associations in Norrtälje. The annual fee has increased 3% over 1 years. The analysis highlights, among other things: Lågt sparande/underhållsfond inför framtida åtgärder, Hög skuldkänslighet kan pressa avgiften vid ränteskifte, Oklar teknisk status för värmesystemet.

Compared with neighbouring associations

  • Higher debt per m² than 69% of associations in Norrtälje
  • Higher fee per m² than 94% of associations in Norrtälje
  • Smaller maintenance fund than 62% of associations in Norrtälje
  • Higher equity ratio than 100% of associations in Norrtälje

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 081 kr/m²
+3% over 1 yr2024–2025
Debt/m²9 516 kr/m²
-1% over 1 yr2024–2025
Equity ratio75 %
0 pp over 1 yr2024–2025

Association facts

Municipality
Norrtälje
Built
2012
Apartments
16
Total area
1 348 m²

Identified risks

  • Low savings/maintenance fund for future measuresHigh
  • High debt sensitivity can push the fee at an interest rate reset.High
  • Unclear technical condition of the heating systemMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre9,516 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,081 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Balders Trädgård a financially healthy housing cooperative?
Brf Balders Trädgård receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Balders Trädgård?
The debt is 9,516 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 69% of associations in Norrtälje.
How high is the fee in Brf Balders Trädgård?
The annual fee is 1,081 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 3% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Balders Trädgård has a health score of 6 out of 10.