Hemlo's BRF analysis
Brf Havsbrynet
Org. no. 769638-7088 · Malmö
Summary
Brf Havsbrynet receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 13,802 kr per square metre and the annual fee is 856 kr per square metre per year. Higher equity ratio than 90% of associations in Malmö. The annual fee has increased 6% over 1 years. The analysis highlights, among other things: Extrem räntekänslighet vid ränteuppgång, Mycket hög belåning per kvm, Stora låneförfall koncentrerade till 2025–2027.
Compared with neighbouring associations
- Higher debt per m² than 83% of associations in Malmö
- Lower fee per m² than 60% of associations in Malmö
- Smaller maintenance fund than 77% of associations in Malmö
- Higher equity ratio than 90% of associations in Malmö
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Malmö
- Built
- 2023
- Apartments
- 148
- Total area
- 11 373 m²
Identified risks
- Extreme interest-rate sensitivity during a rise in interest ratesCritical
- Very high loan-to-value per m²Critical
- Large loan maturities concentrated in 2025–2027High
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre13,802 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre856 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Havsbrynet a financially healthy housing cooperative?
- Brf Havsbrynet receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Brf Havsbrynet?
- The debt is 13,802 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 83% of associations in Malmö.
- How high is the fee in Brf Havsbrynet?
- The annual fee is 856 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 6% over 1 years.
- What does Hemlo grade E mean?
- Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Havsbrynet has a health score of 4 out of 10.