Hemlo's BRF analysis
Brf Havsljuset 1
Org. no. 769607-7218 · Malmö
Top 22% in Malmö
Summary
Brf Havsljuset 1 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 9,988 kr per square metre and the annual fee is 851 kr per square metre per year. Higher equity ratio than 96% of associations in Malmö. The analysis highlights, among other things: Lån förfaller i klump inom 1–2 år, Hög räntekänslighet kan pressa avgifterna snabbt, Hög skuldsättning per kvadratmeter.
Compared with neighbouring associations
- Higher debt per m² than 64% of associations in Malmö
- Lower fee per m² than 64% of associations in Malmö
- Larger maintenance fund than 66% of associations in Malmö
- Higher equity ratio than 96% of associations in Malmö
Association facts
- Municipality
- Malmö
- Built
- 2012
- Apartments
- 26
- Total area
- 2 478 m²
Identified risks
- Loans fall due in a lump sum within 1–2 yearsHigh
- High interest rate sensitivity can quickly put pressure on the fees.High
- High debt per square meterHigh
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- Debt per square metre9,988 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre851 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Havsljuset 1 a financially healthy housing cooperative?
- Brf Havsljuset 1 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Brf Havsljuset 1?
- The debt is 9,988 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 64% of associations in Malmö.
- How high is the fee in Brf Havsljuset 1?
- The annual fee is 851 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Havsljuset 1 has a health score of 7 out of 10.