Hemlo's BRF analysis

Brf Jogga

Org. no. 769640-6441 · Malmö

Acceptable, with remarksBased on the 2025 annual report · Analysed 22 Jun 2026

Summary

Brf Jogga receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 14,873 kr per square metre and the annual fee is 1,063 kr per square metre per year. Smaller maintenance fund than 96% of associations in Malmö. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet, Låg underhållsfond trots hög belåning.

Compared with neighbouring associations

  • Higher debt per m² than 94% of associations in Malmö
  • Higher fee per m² than 85% of associations in Malmö
  • Smaller maintenance fund than 96% of associations in Malmö
  • Higher equity ratio than 90% of associations in Malmö

Association facts

Municipality
Malmö
Built
2024
Apartments
89
Total area
5 268 m²

Identified risks

  • Very high debt per m²Critical
  • Very high interest-rate sensitivityCritical
  • Low maintenance fund despite high gearingCritical

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre14,873 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,063 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Jogga a financially healthy housing cooperative?
Brf Jogga receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Jogga?
The debt is 14,873 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 94% of associations in Malmö.
How high is the fee in Brf Jogga?
The annual fee is 1,063 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Jogga has a health score of 6 out of 10.