Hemlo's BRF analysis

HSB brf Ärlan i Malmö

Org. no. 746000-5064 · Malmö

Stable associationBased on the 2024 annual report · Analysed 16 Jun 2026

Top 34% in Malmö

Summary

HSB brf Ärlan i Malmö receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 1,893 kr per square metre and the annual fee is 911 kr per square metre per year. Lower debt per m² than 81% of associations in Malmö. The analysis highlights, among other things: Osäker refinansiering av hela låneportföljen, Oklar status kring stambyte trots uppgift om att det är klart, Låg underhållsfond i förhållande till framtida behov.

Compared with neighbouring associations

  • Lower debt per m² than 81% of associations in Malmö
  • Smaller maintenance fund than 67% of associations in Malmö
  • Lower equity ratio than 74% of associations in Malmö

Association facts

Municipality
Malmö
Built
1938
Apartments
35
Total area
1 571 m²

Identified risks

  • Uncertain refinancing of the entire loan portfolioCritical
  • Unclear status regarding the pipe replacement despite the claim that it has been completedHigh
  • Low maintenance fund relative to future needsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,893 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre911 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB brf Ärlan i Malmö a financially healthy housing cooperative?
HSB brf Ärlan i Malmö receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in HSB brf Ärlan i Malmö?
The debt is 1,893 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 81% of associations in Malmö.
How high is the fee in HSB brf Ärlan i Malmö?
The annual fee is 911 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB brf Ärlan i Malmö has a health score of 7 out of 10.