Hemlo's BRF analysis

Brf Käranden 15-19

Org. no. 769624-4594 · Lund

Acceptable, with remarksBased on the 2025 annual report · Analysed 3 Aug 2026

Summary

Brf Käranden 15-19 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 14,502 kr per square metre and the annual fee is 1,037 kr per square metre per year. Higher debt per m² than 95% of associations in Lund. The annual fee has increased 7% over 1 years. The analysis highlights, among other things: Mycket hög belåning per kvm, Mycket hög räntekänslighet, Underhållsfonden är lågt kapitaliserad.

Compared with neighbouring associations

  • Higher debt per m² than 95% of associations in Lund
  • Higher fee per m² than 85% of associations in Lund
  • Smaller maintenance fund than 78% of associations in Lund

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 037 kr/m²
+7% over 1 yr20242025
Debt/m²14 502 kr/m²
-2% over 1 yr20242025
Equity ratio59 %
+1 pp over 1 yr20242025

Association facts

Municipality
Lund
Built
2014
Apartments
36
Total area
2 028 m²

Identified risks

  • Very high loan-to-value per m²Critical
  • Very high interest rate sensitivityCritical
  • The maintenance fund is undercapitalized.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre14,502 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,037 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Käranden 15-19 a financially healthy housing cooperative?
Brf Käranden 15-19 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Käranden 15-19?
The debt is 14,502 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 95% of associations in Lund.
How high is the fee in Brf Käranden 15-19?
The annual fee is 1,037 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 7% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Käranden 15-19 has a health score of 6 out of 10.