Hemlo's BRF analysis

Brf Karlhov

Org. no. 715600-0379 · Södertälje

Stable associationBased on the 2025 annual report · Analysed 15 Jun 2026

Top 36% in Södertälje

Summary

Brf Karlhov receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 776 kr per square metre per year. Lower equity ratio than 96% of associations in Södertälje. The analysis highlights, among other things: Okänt stambyte i 1950-talshus, Mycket svag soliditet och låg finansiell motståndskraft, Hög räntekänslighet vid omförhandling av lån.

Compared with neighbouring associations

  • Lower debt per m² than 75% of associations in Södertälje
  • Lower fee per m² than 61% of associations in Södertälje
  • Smaller maintenance fund than 74% of associations in Södertälje
  • Lower equity ratio than 96% of associations in Södertälje

Association facts

Municipality
Södertälje
Built
1958
Apartments
60
Total area
4 357 m²

Identified risks

  • Unknown plumbing replacement in a 1950s buildingCritical
  • Very weak equity ratio and low financial resilienceCritical
  • High interest rate sensitivity when refinancing loansHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre776 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Karlhov a financially healthy housing cooperative?
Brf Karlhov receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Karlhov?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 75% of associations in Södertälje.
How high is the fee in Brf Karlhov?
The annual fee is 776 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Karlhov has a health score of 7 out of 10.