Hemlo's BRF analysis
BRF Tre Rosor
Org. no. 769628-1620 · Södertälje
Summary
BRF Tre Rosor receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,956 kr per square metre and the annual fee is 694 kr per square metre per year. Higher debt per m² than 93% of associations in Södertälje. The annual fee has increased 21% over 3 years. The analysis highlights, among other things: Mycket hög räntekänslighet i kassaflödet, Hög skuldsättning med stor refinansieringsrisk, Svag underhållsfond inför framtida stora åtgärder.
Compared with neighbouring associations
- Higher debt per m² than 93% of associations in Södertälje
- Lower fee per m² than 77% of associations in Södertälje
- Smaller maintenance fund than 60% of associations in Södertälje
- Higher equity ratio than 86% of associations in Södertälje
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Södertälje
- Apartments
- 38
- Total area
- 2 853 m²
Identified risks
- Very high interest rate sensitivity in the cash flowCritical
- High debt burden with a high refinancing riskCritical
- Weak maintenance fund ahead of major future measuresCritical
Details, assessments and suggested actions are part of the full analysis.
Full analysis
Create a free account to unlock every metric and the full assessment.
- Debt per square metre12,956 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre694 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is BRF Tre Rosor a financially healthy housing cooperative?
- BRF Tre Rosor receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in BRF Tre Rosor?
- The debt is 12,956 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 93% of associations in Södertälje.
- How high is the fee in BRF Tre Rosor?
- The annual fee is 694 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 21% over 3 years.
- What does Hemlo grade E mean?
- Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Tre Rosor has a health score of 4 out of 10.